State-wise Number of Offices and Membership 2022-23:
(As on 31 st March)
(In Numbers)
Name of the State Cooperative Bank | No. of Offices Incl. Head Office | Membership | Total Membership | |
Cooperative Societies | Individuals & Govt. | |||
Arunachal Pradesh* | 38 | 136 | 0 | 136 |
Assam** | 74 | 1577 | 105704 | 107281 |
Manipur | 14 | 2197 | 17578 | 19775 |
Meghalaya | 51 | 731 | 33426 | 34157 |
Mizoram | 24 | 1071 | 0 | 1071 |
Nagaland | 21 | 57078 | 640027 | 697105 |
Sikkim | 15 | 427 | 7675 | 8102 |
Tripura* | 66 | 428 | 1416332 | 1416760 |
All India | 2210 | 75442 | 2577327 | 2652769 |
* Figures Related to the Cooperative year, 2021-22
** Figures Related to the Cooperative year, 2020-21
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Balances (Overdues) 2022-23:
(As on 31 st March)
(Amount in Lakhs)
Name of the State Cooperative Bank | Short Term | Medium Term | Others | Balances (Overdues) | ||
Agricultural | Non- Agricultural | Agricultural | Non- Agricultural | |||
Arunachal Pradesh* | 1091 | 0 | 0 | 7064 | 0 | 8155 |
Assam** | 2487 | 0 | 1406 | 0 | 0 | 3893 |
Manipur | 109 | 165 | 1064 | 966 | 0 | 2304 |
Meghalaya | 0 | 0 | 0 | 0 | 0 | 0 |
Mizoram | 171 | 1 | 393 | 548 | 333 | 1446 |
Nagaland | 2663 | 0 | 2199 | 3354 | 4437 | 12653 |
Sikkim | 1459 | 540 | 298 | 69 | 319 | 2685 |
Tripura* | 1081 | 139 | 1762 | 2830 | 2527 | 8339 |
All India | 343889 | 440515 | 38167 | 231642 | 232645 | 1286858 |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Percentage of Overdues to Demand 2022-23:
(As on 31 st March)
(Amount in Lakhs)
Name of the State Cooperative Bank | Short Term | Medium Term | Others | Percentage of Overdues to Demand | ||
Agricultural | Non- Agricultural | Agricultural | Non- Agricultural | |||
Arunachal Pradesh* | 69.76 | 0.00 | 0.00 | 74.61 | 0.00 | 73.92 |
Assam** | 73.71 | 0.00 | 50.23 | 0.00 | 0.00 | 63.06 |
Manipur | 36.58 | 52.88 | 39.67 | 30.07 | 0.00 | 35.42 |
Meghalaya | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Mizoram | 67.06 | 11.11 | 34.60 | 10.56 | 10.18 | 14.66 |
Nagaland | 86.97 | 0.00 | 64.87 | 72.28 | 59.45 | 68.19 |
Sikkim | 60.79 | 63.01 | 64.64 | 28.16 | 24.50 | 51.00 |
Tripura* | 74.24 | 3.34 | 50.36 | 15.79 | 99.29 | 28.18 |
All India | 3.70 | 24.95 | 10.70 | 22.62 | 30.57 | 9.76 |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Cost of Management (CoM) & total Number of Employees 2022-23:
(As on 31 st March)
(Amount in Lakhs)
Name of the State Cooperative Bank | Cost of Management (CoM) | % of CoM to Working Capital | Total No. of Employees | CoM per Employee | ||
Salaries | Other Expenses | Total | ||||
Arunachal Pradesh* | 1915 | 579 | 2494 | 3.20 | 380 | 6.56 |
Assam** | 3570 | 23049 | 26619 | 7.29 | 468 | 56.88 |
Manipur | 1010 | 513 | 1523 | 0.23 | 136 | 11.20 |
Meghalaya | 6333 | 3316 | 9649 | 2.31 | 489 | 19.73 |
Mizoram | 2455 | 1021 | 3476 | 2.10 | 165 | 21.07 |
Nagaland | 2026 | 1331 | 3357 | 2.60 | 222 | 15.12 |
Sikkim | 1413 | 791 | 2204 | 1.78 | 98 | 22.49 |
Tripura* | 2278 | 7196 | 9474 | 2.62 | 320 | 29.61 |
All India | 198572 | 364841 | 563413 | 1.30 | 16102 | 34.99 |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Profit & Loss, Dividend Declared, Number of Branches in Profit/Loss & Audit Classification 2022-23:
(As on 31 st March)
(Amount in Lakhs)
Name of the State Cooperative Bank | Profit(+) Loss(-) | Dividend Declared (%) | Branches working at Profit | Branches working at Loss | Audit Classification | ||
No's | Amount | No's | Amount | ||||
Arunachal Pradesh* | -20846 | 0 | 4 | 122 | 34 | 1083 | D |
Assam** | 1045 | 0 | 56 | 3627 | 11 | 146 | A |
Manipur | 366 | 0 | 8 | 1082 | 5 | 716 | B |
Meghalaya | 1477 | 0 | 24 | 4533 | 26 | 3055 | A |
Mizoram | 3966 | 6 | 20 | 4825 | 3 | 859 | A |
Nagaland | 242 | 0 | 20 | 242 | 1 | 8 | B |
Sikkim | 78 | 3 | 12 | 2029 | 2 | 1253 | A |
Tripura* | 12887 | 0 | 65 | 1037 | 0 | 0 | A |
All India | 102779 | 119 | 1767 | 262562 | 353 | 55001 | Not Compiled |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Details of Kissan Credit Cards Issued by State Cooperative Banks and Loans Sanctioned/ Disbursed on them during 2020-21 to 2022-23:
(As on 31 st March)
Name of the State Cooperative Bank | 2020-21 | 2021-22 | 2022-23 | |||
Number of Kissan Credit Card Issued (In No's) | Loan Sanction ED/Disbursed on KCC | Number of Kissan Credit Card Issued (In No's) | Loan Sanction ED/Disbursed on KCC | Number of Kissan Credit Card Issued (In No's) | Loan Sanction ED/Disbursed on KCC | |
Arunachal Pradesh* | 0 | 95 | 0 | 82 | 0 | 0 |
Assam** | 1676 | 1115 | 0 | 0 | 0 | 0 |
Manipur | 1306 | 898 | 100 | 150 | 1255 | 206 |
Meghalaya | 1333 | 1336 | 1368 | 1187 | 1791 | 1295 |
Mizoram | 186 | 305 | 384 | 595 | 514 | 777 |
Nagaland | 677 | 1123 | 533 | 1218 | 823 | 1584 |
Sikkim | 563 | 320 | 829 | 468 | 1842 | 1335 |
Tripura* | 9792 | 3257 | 7053 | 4778 | 0 | 0 |
All India | 13837574 | 14170799 | 14038495 | 14559896 | 14181450 | 15907328 |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
Total Business, Yield on Employees, Cost of Funds, Cost of Deposits during 2022-23:
(As on 31 st March)
Name of the State Cooperative Bank | Total Business | Yield On Employees | Cost of Funds (%) | Cost of Deposits (%) |
Arunachal Pradesh* | 108346 | 285 | 2 | 4 |
Assam** | 470314 | 1005 | 4 | 4 |
Manipur | 70410 | 518 | N.A. | N.A. |
Meghalaya | 520311 | 1064 | N.A. | N.A. |
Mizoram | 255263 | 1547 | 3 | 4 |
Nagaland | 173919 | 783 | 9 | 4 |
Sikkim | 1638 | 17 | 4 | 5 |
Tripura* | 551644 | 1724 | 5 | 5 |
All India | 49936585 | 121939 | Not Compiled | |
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
Non-Performing Assets (Absolute, Gross & Net) and Capital to Risk Weighted Assets ratio during 2022-23:
Name of the State Cooperative Bank | Non Performing Assets (NPA) | Capital to Risk Weighted Assets Ratio (%) | ||||
Absolute | Gross (%) | Net (%) | 2020-21 | 2021-22 | 2022-23 | |
Arunachal Pradesh* | N.A. | 49 | 25 | N.A. | N.A. | 0 |
Assam** | 20581 | 7 | 2 | 20 | 0 | 0 |
Manipur | 4874 | 24 | 15 | 14 | 27 | 28 |
Meghalaya | 12925 | 8 | 1 | 21 | 20 | 19 |
Mizoram | 3109 | 3 | 1 | 16 | 22 | 25 |
Nagaland | 10903 | 16 | 7 | 27 | 25 | 26 |
Sikkim | 2443 | 4 | 2 | 40 | 45 | 44 |
Tripura* | 14605 | 5 | 0 | 19 | 21 | 0 |
All India | 1935323 | Not Compiled | ||||
* Figures Related to the Cooperative year, 2021-2022
** Figures Related to the Cooperative year, 2020-2021
Source: National Federation of State Co-operative Banks Ltd. (NAFSCOB)
State-wise Distribution of Number of Branches of State and District Central Co-operative Banks, 2022:
(As on March 31st)
State | State Co-operative Banks | District Central Co-operative Banks | Total |
Arunachal Pradesh | 37 | * | 37 |
Assam | 67 | * | 67 |
Manipur | 13 | * | 13 |
Meghalaya | 50 | * | 50 |
Mizoram | 22 | * | 22 |
Nagaland | 21 | * | 21 |
Sikkim | 14 | * | 14 |
Tripura | 66 | * | 66 |
Total NER | 290 | * | 290 |
All India | 2,089 | 13,670 | 15,759 |
Source: Reserve Bank of India
State-wise Distribution of Liabilities of State Co-Operative Banks, 2022:
(As on March 31st)
(Amount in Rs. Crore)
States | Liabilities | |||||
Capital | Reserves | Deposits | Borrowings | Other Liabilities | Total Liabilities | |
Arunachal Pradesh | 197 | 32 | 489 | 216 | 147 | 1,080 |
Assam | 17 | 110 | 3,407 | 37 | 269 | 3,840 |
Manipur | 19 | 143 | 565 | 16 | 85 | 827 |
Meghalaya | 10 | 165 | 3,489 | 55 | 406 | 4,125 |
Mizoram | 8 | 87 | 1,384 | 40 | 111 | 1,631 |
Nagaland | 69 | 41 | 1,006 | 87 | 151 | 1,354 |
Sikkim | 18 | 65 | 1,022 | 9 | 56 | 1,170 |
Tripura | 36 | 201 | 3,060 | 341 | 276 | 3,913 |
NER | 373 | 844 | 14,422 | 799 | 1,502 | 17,941 |
ALL INDIA | 9,263 | 17,971 | 2,40,953 | 1,23,785 | 25,260 | 4,17,233 |
Source: Reserve Bank of India
State-wise Distribution of Assets of State Co-Operative Banks, 2022:
(As on March 31st)
(Amount in Rs. Crore)
States | Assets | |||||
Cash & Bank Balances in Current Account | Investments including Balances in Deposit Account | Loans And Advances | Other Assets | Accumulated Losses | Total Assets | |
Arunachal Pradesh | 107 | 342 | 348 | 89 | 193 | 1,080 |
Assam | 215 | 1,975 | 1,420 | 230 | - | 3,840 |
Manipur | 118 | 426 | 141 | 39 | 103 | 827 |
Meghalaya | 326 | 1,916 | 1,710 | 174 | - | 4,125 |
Mizoram | 81 | 529 | 978 | 43 | - | 1,631 |
Nagaland | 82 | 501 | 663 | 107 | - | 1,354 |
Sikkim | 79 | 355 | 705 | 30 | - | 1,170 |
Tripura | 258 | 1,161 | 2,456 | 38 | - | 3,913 |
NER | 1,266 | 7,206 | 8,422 | 751 | 296 | 17,941 |
All India | 18,864 | 1,40,966 | 2,38,919 | 17,130 | 1,353 | 4,17,233 |
Source: Reserve Bank of India